We didn't start as a fintech idea — we started as lenders, and built the platform around that experience.
Our team has been working hands-on in the lending and real estate market, building a track record based on consistent results and disciplined decision-making. When you apply for financing on Digilo, your project is reviewed by people who understand collateral, risk, and how to structure a loan that actually gets funded.
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Real estate market experience dating back to 2008
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Issuing property-secured business loans since 2009
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A licensed consumer mortgage lender since 2016
We operate under an official licence from the Bank of Latvia and follow EU rules on transparency and client protection at every step.
Long before Digilo existed, our team was already evaluating properties and structuring secured loans in Latvia — that experience shapes every decision we make here.
Once your project is approved, it is funded by a community of investors across Europe and disbursed through our regulated payment partner, Lemonway.
Every application is reviewed against the same professional standards — project risk, collateral quality, and your track record — so pricing stays fair and predictable.